Woodland Hills, Topanga and Tarzana real estate and homes for sale in California - Robert Eisenberg, REALTOR® Robert Eisenberg REALTOR(r) for Woodland Hills, Topanga and Tarzana, California real estate - NUMBER1EXPERT™ Robert Eisenberg NUMBER1EXPERT(tm) for Woodland Hills, Topanga and Tarzana, California real estate

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Robert Eisenberg, REALTORŪ, real estate agent and broker associate for Woodland Hills, Topanga and Tarzana California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top CA real estate expert. Call me: 818-707-3337 .





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For Buyers: Woodland Hills, Topanga and Tarzana California home buying, real estate listings, and homes for sale in Los Angeles                    County, CA
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Why Buyers Choose Me: Why homebuyers in the Woodland Hills, Topanga and Tarzana area choose Robert Eisenberg as their Realtor
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Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
Where would you go if you wished to stay in the world's most expensive hotel room?

A 
The Imperial Suite at the President Wilson Hotel in Geneva, Switzerland, which can be reserved for $33,000 per night.
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Robert Eisenberg, REALTORŪ, real estate agent and broker associate for Woodland Hills, Topanga and Tarzana California home listings, property and land for sale - NUMBER1EXPERT(tm)

Robert Eisenberg
Pinnacle Estate Properties

22151 Ventura Boulevard
Woodland Hills
California 91364
Direct Line: 818-707-3337
Fax: 818-444-4861
Email: robert@woodlandhillsproperty.com

Robert Eisenberg a licensed Broker Associate for over 20 years offers expert negotiating as a top producer company wide. He has been a resident of Woodland Hills for over 30 years, which allows him to give an extensive knowledge of the market place, and the personal care to each buyer and seller.



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